The first step in the homebuying journey is securing a mortgage pre-approval. This not only clarifies your purchasing power but also demonstrates to sellers that you are a qualified, serious buyer. During this stage, a lender will review your credit score, income, and debt-to-income ratio to determine the financing options available to you.

With your budget established, the focus turns to finding a home that fits your lifestyle and long-term goals. Your agent will guide you in narrowing down property types—whether single-family, condo, or townhome—and evaluate neighborhood factors such as schools, commute times, and community amenities to ensure the property meets both your practical needs and personal preferences.

When the right home is identified, your agent will draft and present an offer designed to position you competitively in the market. From negotiating terms to coordinating inspections, this stage ensures that the property is both financially and structurally sound. Your agent’s role is to safeguard your best interests while moving the transaction efficiently toward closing.

The final step is closing, where all legal and financial requirements are completed. This includes signing the necessary documentation, transferring funds, and recording the property in your name. Once closing is complete, you’ll receive the keys and officially begin your next chapter as a homeowner.